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October 2015

Found 5 blog entries for October 2015.

closing on a home

Where there is money involved, there is also stress.

Closing on a home can be one of the biggest investments in your life. Keeping your cool when closing on a home can be the difference between a smooth transition into your new home and a hair-pulling nightmare at every turn.

Besides getting advice from your mortgage broker and your real estate agent, here are a few home closing tips on how to stay prepared and take the stress out of this landmark life-event:

Budget Accordingly

When you are down to the wire, you do not want the closing to be riddled with extra hotel expenses, storing packed furniture, late rental truck fees, or other unfortunate delays.

Plan a budget that accounts for six months of bills and expenses. Whatever budget

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When it comes to owning a home, you should always expect the unexpected. Lightning, fallen branches, fires, costly repairs, busted pipes, and theft are things you do not typically think of when you purchase a new home, but these inconveniences occur nonetheless.

It makes sense to protect the biggest investment of your life. Homeowners insurance ensures the safety and financial stability of you and your family.

What does a homeowners insurance plan cover?

When you purchase or refinance a home, your lender will require that you have a homeowners insurance plan, as proof that their investment is secure. It is important to have the home inspected to make sure there are no problems that might be affected by insurance.

According to the Insurance

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If you are thinking about selling your home, try to imagine what it was like when you bought your first place. Buyers are looking to start a new chapter of their lives in your home, so making them feel comfortable—and ultimately selling them your home—requires a little maintenance.

Listed below is a checklist of home maintenance tips to prepare your home for sale and get it in top selling condition.

Freshen Up Your Home For Sale

Fresh paint – Apply a fresh base where needed, both inside and outside your home.

Yardwork – Your yard is the first impression people will get when looking at your home. Mow and edge your lawn regularly. Try to fix bare spots in your lawn by seeding them and watering them regularly. Remove and replace dead plants.

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Before you begin selling your home, knowing the right questions to ask will help you determine everything: from your asking price, to how to find an agent, to decluttering your home – making the process of selling your home much simpler.

Listed below are answers to four of the most common questions Atlanta-based home sellers ask:

How much is my home worth?

The two most common methods for determining your home’s worth are appraisals and a comparative market analysis.

Appraisals compare your home to others selling in the area in terms of square footage, location, construction quality, garages, baths and so on. An average appraisal is roughly $300.

Your real estate agent can perform a comparative market analysis to other homes currently on

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In real estate, first impressions are important in creating a good relationship.

Similarly, curb appeal is the first thing that a potential home-buyers notice when looking for new homes. An un-mowed lawn, dead flowers, or even a bare yard are enough to dissuade potential buyers from putting in an offer.

According to studies by Virginia Tech, Michigan State University, and The Appraisal Institute, a well-landscaped yard can add between 5.5% and 15% to the property value of a home. When you break it down into dollar figures, the yard/landscaping has potential to add as much as $19,000 to a $150,000 home.

The Virginia Tech study surmised that three landscaping aspects affect the total value:

  • Design sophistication (42%)
  • Plant size (36%)
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