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The Atlanta Homes Team Real Estate Blog

Buying a home--it’s the American dream. But recent events have caused financial experts to push the advantages of renting over buying that home! Arguments include flexibility on leasing contracts, lower insurance rates, no property taxes, and elimination of maintenance and repairs. Of course, there are pros and cons for either side but here are 5 reasons for the purchase of your dreams.

  1. Roots –How long do you plan on being in the location? Is this where you plan to be in a few months or a few years? For short term living, renting is obviously the way to go but if you plan to stay put, a home will entrench you in the community. There’s nothing like settling down and stability. Long term residency will also convert that throwaway rent money into a
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Joshua Guider is a locally home grown Realtor who’s passionate about helping people make good financial decisions, find the homes they love, and be able to make money when it’s time to sell.  Joshua has purchased two homes: one in Buckhead and one in East Cobb.  He currently owns rental property and enjoys discussing investing in real estate and helping investors to find properties that will cash-flow as rentals.  His own experience of purchasing real estate and creating passive income can only provide clients with expert guidance and detail oriented assistance in purchasing the home of their dreams.

His track record includes doubling the renewal rate as a National Account Manager and Co-Managing the Renewals & Retention department at MFG.com, the

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Did you remember to file your Homestead Exemption?


Here’s what Homestead Exemption means for you. If you purchased a home, more specifically, your new primary residence last year, you’re now eligible to apply for / qualify for homestead exemption. Georgia law provides that every homeowner is eligible to claim a Homestead Exemption for a primary residence owned on January 1st. This property tax benefit can amount to considerable annual savings for you.

You still have time to file your exemption, make sure that you take advantage of potential savings on your property taxes.                                                                         

Basic Requirements for Homestead Exemption:

  • Must be legal resident of the county
  • Must
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When looking for the right space to call home, why limit yourself to townhouses and apartments? For the city-savvy homebuyer, Atlanta lofts for sale are an aesthetically pleasing alternative that stand out from the crowd.

What Makes A Loft?

Atlanta lofts for saleIn the heart of major urban cities, you will often find older industrial warehouse buildings—called lofts—that have been repurposed into living spaces for city-dwellers on the go. Lofts are typically characterized by their high ceilings, open floor-plans due to a lack of interior walls, exposed ductwork, and large windows facing major urban sprawls, making them a highly-customizable, chic space to live for artists, empty nesters, and those tied to the heart of the city.

But before you put a bid out on a loft,

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Whether you're an investor looking for your next hot property, or someone looking for a bargain on your first home, Atlanta foreclosure properties, or real estate owned (REO) properties might be right for you.

Foreclosed homes are simply homes that are owned by a lender or bank whose initial loan was defaulted upon by the previous owner. This often results in huge savings compared to other market prices, and a quicker closing date due to vacancies.

Four Types of Foreclosed Properties:

  • Short Sale Properties – These are homes that are sold for less than the amount that the current owner owes their mortgage company due to inability to pay. They make an agreement with their bank to vacate the property before an official foreclosure preceding
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In Georgia, there’s no sweeter feeling than closing on a home. However, last minute twists seem to come out of nowhere where real estate is involved. From signing refusals, to changes of heart, shifty lenders, to structural anomalies - knowing what to be prepared for at the eleventh hour is crucial to keeping control of the situation.

This list is not meant to dissuade you from buying or selling your home, only to give you perspective on very real possibilities that can arise during closing. Here are the top 11 things that can go wrong at the eleventh hour, and how to avoid them:

1. Misprints

atlanta homes for saleMisprints and misspellings in the paperwork can take hours or days to correct. The devil is in the details. Go over all paperwork with clarity before the

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choosing a lender

When it comes time to selling or buying a home, hiring the right real estate agent makes your life so much easier throughout the process – but have you considered how much of a difference landing a good lender makes?

Here’s a common scenario: You’ve done the math, then to your surprise, closing costs equate to over a grand higher than the original estimate.

Why? Not all lenders are trustworthy.

It is an unfortunate fact that there are misleading lenders in the business who will sneak in extra fees during closing, because lenders are not obligated to Good Faith Estimates, or to find you the best suited loan for you. Many brokers look for mortgages that offer them the greatest profit, rather than a deal for their client.

Choosing a lender

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When looking into real estate either as an investment or as a first home purchase, you’re bound to hear an agent or a broker throw out the term “absorption rate”. An absorption rate is a fairly common market indicator that can help you know when the best time is to list your house on the market, and can help you predict the sale price of a home in a given market.

What is an absorption rate?

Simply put, an absorption rate is the total number of months it takes to sell currently listed homes on the real-estate market.

When you put a market value on selling your home, you know that it may be logically more, less, or the same as when you purchased it. The absorption rate compares your home against others in the area in terms of supply and demand.

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closing on a home

Where there is money involved, there is also stress.

Closing on a home can be one of the biggest investments in your life. Keeping your cool when closing on a home can be the difference between a smooth transition into your new home and a hair-pulling nightmare at every turn.

Besides getting advice from your mortgage broker and your real estate agent, here are a few home closing tips on how to stay prepared and take the stress out of this landmark life-event:

Budget Accordingly

When you are down to the wire, you do not want the closing to be riddled with extra hotel expenses, storing packed furniture, late rental truck fees, or other unfortunate delays.

Plan a budget that accounts for six months of bills and expenses. Whatever budget

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When it comes to owning a home, you should always expect the unexpected. Lightning, fallen branches, fires, costly repairs, busted pipes, and theft are things you do not typically think of when you purchase a new home, but these inconveniences occur nonetheless.

It makes sense to protect the biggest investment of your life. Homeowners insurance ensures the safety and financial stability of you and your family.

What does a homeowners insurance plan cover?

When you purchase or refinance a home, your lender will require that you have a homeowners insurance plan, as proof that their investment is secure. It is important to have the home inspected to make sure there are no problems that might be affected by insurance.

According to the Insurance

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